Getting Auto Insurance If You Don’t Have a Drivers License
Finding car insurance without a driver’s license can be challenging, but not impossible. All it takes is going through all the hoops required by different auto insurers and meeting any state-specific stipulations. One option would be adding someone who does have a valid license – like your spouse or family member with one – as the primary driver, with their driving history determining rates and being covered themselves should any accidents arise while using your vehicle. When doing this however, make sure that any insurer knows you will be an excluded driver so if an accident does arises while using someone else’s driving history rates will apply – otherwise any claims would not cover you should an accident occur while using your own vehicle and they won’t be covered under policy!
Option 2 is to apply for a temporary license through your state’s department of motor vehicles and drive legally while working towards getting your permanent license in your home country. Although this can work out, doing this may lead to higher insurance premiums as well as potential risk from being caught driving without one.
If you’re a migrant in need of car insurance, it is a smart move to search local providers and independent agents for options that meet your individual requirements. These providers and agents will provide quotes as well as help explain any applicable stipulations, helping make sure that obtaining coverage quickly and effortlessly becomes possible.